To Get Out Of Debt - You Have The Answer

I Have The Secret to Get Out Of Debt

Do you Want to know how? It is how to make getting out of debt simple? 

Stop focusing on your debt! INSTEAD, learn to spend your money wisely and correctly. 

Here’s is my version of how I see the secret to get out of debt works.

What most people do is spending the bear minimum of their money throughout the month and then using what’s left to pay their debts. I say PAY YOURSELF FIRST AND STUFF THE DEBTS

You have to start with “I am strong. I am important, I am in control”

So let start with the first thing you do be to set aside a portion of your monthly income to accomplish your financial goals.

Example:

Make a list of your needs- Food, petrol, rent, lights, water and and (remember a healthy body is healthy mind)

Make a list of your creditors – “ if your debts exceeds your income don’t stress pay what you can afford but don’t cut your needs”

Take 10% of your income and put into savings

Then whatever remains of your income, that money is for you to spend. 

Can you see how this simple adjustment allows you to pay down debt while maintaining the ability to enjoy your money? Remember to say to yourself I am resilient. I am brave. I am smart

The question has switched from ‘how do I keep myself from spending money?’ to…

What is the most money I can responsibly spend (while quickly paying down debt, building a savings, or growing a retirement fund)?

When you learn to spend your money correctly, this question becomes your entire focus.  You’re not working to pay down debt anymore… You’re working to spend the money you and your spouse earn, right now, to its fullest potential.

Your goal has become to get the maximum enjoyment out of each SALARY while still putting a sizable portion towards your debt.

And when your focus is to enjoy your money, money management becomes something you want to stick with. And when you want to spend your money correctly…

Debt has no choice but to get paid down.

You work extremely hard for your money, and you deserve to enjoy spending it. Not two years from now when your debt is finally paid down, but today. (It’s honestly what keeps us all sane, anyways).

It’s time to stop letting your money be an unnecessary source of anxiety when it can just as easily provide you with overwhelming peace and security. 

When you learn to spend your money correctly (i.e. learn to enjoy your money), you will become debt free, you will have built up a nest egg in savings, and you will retire with more money than you probably ever thought possible. It’s just a matter of time.

Live Life You Only Die Once and Say I am free.. I am valued. I am loved. I am special. I am equal.. I am full of life. I am human.

There Is Life After Debt